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Sagicor General Insurance | Home Insurance

About Home Insurance

It's probably your most valuable asset. In the event of disaster such as a fire, hurricane, flood, storm or theft of your valuables, the cost of replacing a house can not only devastate you financially, but can ruin your dreams for the future. Even if it's not a total loss, disaster can severely test your financial resources and peace of mind. Unlike other assets and possessions, your house is your home. Protecting it with insurance can help you with:

  • Money to repair or replace your house in the event of loss
  • Money to replace your contents (furniture, clothes, appliances, etc.) if they are destroyed, stolen, or damaged
  • Liability protection if someone gets hurt while on your property or if you or your family members accidentally damage someone's property
  • Money to cover additional living expenses if you are forced to move out of your home because of a fire or some other insured peril.

One of the most important factors in choosing your policy is to ensure that you have adequate coverage should you need to make a claim. While opting for less coverage means lower premiums, insufficient coverage could prove extremely expensive if you ever need to make a claim.